Amina Bank becomes first regulated bank on 21X tokenized securities platform

Amina Bank announced on Monday, 9 March, 2026, that it has joined the 21X tokenized securities platform as the first regulated banking institution to participate.

The partnership places the Swiss digital asset bank as a listing sponsor for companies issuing blockchain-based securities under the EU’s DLT Pilot Regime—an experimental framework allowing financial institutions to test blockchain infrastructure within regulatory oversight.

The move signals that institutional capital markets infrastructure is migrating to distributed ledger technology.

Amina Bank 21X marks first regulated bank on platform

The Amina Bank 21X collaboration represents the first time a fully regulated bank has integrated into the 21X tokenized securities infrastructure.

Operating under European regulatory supervision, the platform enables the issuance and trading of financial instruments as blockchain-based tokens rather than conventional securities stored in centralized databases.

For companies raising capital, the Amina Bank 21X structure allows digital securities to be issued directly on blockchain networks while still complying with financial market regulations.

According to the platform’s framework, Amina Bank will support issuers navigating the listing process and regulatory requirements when launching tokenized assets.

“Joining the 21X platform allows us to support issuers entering the digital securities market while maintaining a fully regulated environment,” — Franz Bergmueller, Chief Executive Officer, Amina Bank.

The Amina Bank 21X integration reflects broader institutional interest in tokenization, a process that converts traditional financial assets such as equities, bonds, or funds into digital tokens recorded on blockchain networks.

Advocates argue that tokenization could reduce administrative costs and accelerate settlement processes across global capital markets.

DLT Pilot Regime enables blockchain experimentation

The Amina Bank 21X collaboration operates under the European Union’s DLT Pilot Regime, a regulatory initiative designed to test blockchain technology within financial market infrastructures.

The framework allows market participants to experiment with tokenized trading and settlement systems under regulatory supervision while maintaining investor protections.

According to the European Commission, the program aims to evaluate whether distributed ledger technology can improve efficiency and transparency in securities markets.

“DLT market infrastructures may provide new opportunities for innovation and competition in trading and post-trading services,” — European Commission, statement on the DLT Pilot Regime.

Under this system, the Amina Bank 21X project effectively operates within a regulatory sandbox, where financial institutions and technology providers can test blockchain-based trading infrastructure in a controlled environment.

Regulators will use data from these experiments to determine how tokenized securities could eventually integrate into mainstream financial systems across Europe.

Technology infrastructure behind Amina Bank 21X

The technological backbone of the Amina Bank 21X platform includes infrastructure developed by Tokeny, a firm specializing in regulated digital asset issuance and lifecycle management.

Tokeny provides the tools that allow companies to issue compliant tokenized securities while embedding regulatory requirements such as investor eligibility checks directly into blockchain-based smart contracts.

Through the Amina Bank 21X partnership, issuers will be able to create and distribute digital securities while benefiting from the oversight of a regulated financial institution.

This structure aims to bridge the gap between blockchain-native technology and the legal frameworks governing capital markets.

However, the tokenized securities sector still faces structural challenges. One of the most significant issues is interoperability ensuring that tokenized assets can move seamlessly between different platforms and financial institutions.

Despite these hurdles, interest in blockchain-based financial infrastructure continues to grow among banks and asset managers.

Tokenization gains traction in European finance

The Amina Bank 21X integration reflects a broader shift within Europe’s financial ecosystem toward tokenization as a potential upgrade to traditional capital market systems.

Financial institutions are increasingly exploring whether blockchain technology could modernize the issuance, trading, and settlement of securities by reducing reliance on intermediaries and manual processes.

For regulators, initiatives like the Amina Bank 21X project provide valuable insight into how blockchain infrastructure might operate at scale within regulated financial markets.

As experiments conducted under the EU’s DLT Pilot Regime continue, policymakers will assess whether tokenized securities markets can deliver the promised efficiency gains while maintaining financial stability.

If successful, projects such as Amina Bank 21X could serve as a blueprint for future blockchain-based capital markets where securities are issued, traded, and settled directly on distributed ledger infrastructure rather than through traditional financial systems.

For now, the entry of a regulated bank into the platform marks a significant milestone, signaling that blockchain technology is increasingly moving from experimental pilot projects toward real-world financial market applications.