Ripple (XRP) price could soar to $25 with ETF approval, analysts affirm

Ripple (XRP) price could skyrocket to $25 or even $27 if a U.S.-based spot XRP ETF receives approval, according to multiple crypto analysts. But the same experts also warn of a brutal crash—up to 90%—that could follow, potentially dragging the token back down to $3.

The Ripple (XRP) price has recovered sharply this week, rising to $2.24 after reclaiming ground lost during last week’s dip. With investor optimism high and ETF approval odds nearing certainty, XRP bulls believe the asset is poised for a major breakout in 2025.

The Ripple (XRP) price continues to capture headlines as traders brace for ETF-related volatility. With Ripple (XRP) price projections hitting $25, and fears of a 90% crash, the market remains on edge.

Despite uncertainty, growing demand and institutional signals are keeping the Ripple (XRP) price firmly in the spotlight.

Ripple (XRP) price surges as ETF optimism peaks

As of this week, Polymarket data puts the odds of the U.S. Securities and Exchange Commission (SEC) approving a spot XRP ETF at 98%, up from 68% in April.

The launch of XRP futures ETFs on CME Group, which saw $19 million in day-one volume, has shown that the infrastructure for regulated XRP trading is already maturing.

“The market structure is evolving. We’re seeing the kind of demand and framework that drove Bitcoin and Ethereum ETF approvals,” said Eric Balchunas, senior ETF analyst at Bloomberg.

Multiple applications from heavyweights like Grayscale, Franklin Templeton, Bitwise, and 21Shares are pressuring regulators, creating a perfect storm of momentum behind a potential green light.

Further supporting the rise in Ripple (XRP) price is growing institutional adoption. Three companies have announced $471 million in XRP treasury investments, including Webus International’s $300 million strategic reserve, which was formally filed with the SEC.

This wave of corporate backing is lending XRP the kind of legitimacy that could drive sustained demand.

Ripple’s legal clarity—secured after the SEC dropped its lawsuit in March—has also paved the way for regulatory and institutional confidence.

Analysts target $25–$27 as bullish top

Crypto market analyst Egrag Crypto believes that Ripple (XRP) price could rally to between $20 and $27 using his “Guardian Arch” framework.

His model relies on key moving averages—specifically the 21-week EMA and 33-week SMA—to identify pivot zones. He also points to the formation of a monthly bull flag as a signal of continuation toward double-digit territory.

“The measured move suggests $20, but if this rally mirrors 2021, we could hit $27,” Egrag wrote on X. “That could be followed by a harsh 86% drop.”

Fellow analyst Jaydee_757 echoed the bullish setup, comparing XRP’s current technical chart to a hidden bullish divergence from 2017 that sparked a 20x rally. If that pattern repeats, Ripple (XRP) price could surpass $25 before retracing sharply.

“The present time has a similar structure. Biblical move to $25, then historical crash,” Jaydee said.

Many believe that ETF approval will mark the peak of the cycle. With speculation often driving euphoric tops, the risk of a post-approval selloff remains high.

“If XRP sees a 1,000% increase to $25, a retracement to $3 or $2.50 is not just possible—it’s probable,” said Lisa Ellis, fintech analyst at MoffettNathanson. “It’s a classic boom-bust setup, especially in altcoin markets.”

Ripple (XRP) price volatility is part of the long game

Despite the risk of a deep correction, the long-term outlook for Ripple (XRP) price remains strong. Ripple’s expanding global partnerships, successful legal battles, and ETF momentum position it for mainstream adoption.

The key, analysts say, is not to chase the top—but to understand the macro drivers behind XRP’s evolution from speculative token to regulated financial asset.

Despite the looming risk of a steep correction, many investors remain bullish on the long-term Ripple (XRP) price trajectory. XRP price is “targeting double digits” in 2025, according to market analyst Egrag Crypto.

The combination of ETF momentum, institutional treasury activity, and regulatory clarity continues to solidify XRP’s role in the future of crypto finance, regardless of short-term volatility or speculative peaks.