Gate partners with Visa to let users spend crypto in 40+ countries, converting to fiat at checkout

Gate has partnered with Visa to launch a crypto card in more than 40 countries and territories, letting eligible users spend digital assets online and in stores, with the crypto converted to fiat at checkout.

Announced on Oct. 8, the card runs on Visa’s network of more than 175 million merchant locations, though supported assets and eligibility will vary by jurisdiction.

Gate expands crypto-linked card access through Visa

The new crypto-linked card represents Gate’s latest effort to move digital assets beyond trading and into routine payments.

Under the arrangement, users will hold digital assets in their Gate accounts and use the crypto-linked card for purchases. When a transaction is made, the relevant cryptocurrency will be converted into fiat currency at the point of sale.

That process means merchants can receive payment through Visa’s existing infrastructure while the user’s digital assets are used to fund the transaction.

Gate said the card will be available across more than 40 markets, although it has not indicated that every supported cryptocurrency or feature will be available in each jurisdiction.

Gate Founder and CEO Dr. Han said the partnership is intended to make digital-asset spending more accessible to users.

“Digital assets are gradually becoming part of everyday financial life. This partnership with Visa connects the digital asset accounts Gate users already know with a broad range of commercial scenarios, making digital asset payments more intuitive and better aligned with everyday needs.” — Dr. Han, Founder and CEO, Gate.

The crypto-linked card will also be integrated into Gate Money, the company’s financial services application that combines digital assets, fiat currencies, stocks, exchange-traded funds, gold, bank accounts and payments.

Visa network gives crypto-linked card global reach

The crypto-linked card will operate through Visa’s established payments network, giving Gate users access to a broad merchant base.

According to the announcement, Visa’s network spans more than 175 million merchant locations across more than 200 countries and territories. Gate said the partnership connects its digital-asset infrastructure with Visa’s existing payment system.

Nischint Sanghavi, Visa’s Head of Digital Currencies for APAC, said consumers are increasingly seeking flexible payment options.

“Consumers want payment methods that are flexible, convenient, and widely accepted. Visa is committed to working with partners to expand payment choices and connect new forms of value to established digital payments infrastructure.” — Nischint Sanghavi, Head of Digital Currencies, APAC, Visa.

The crypto-linked card is part of a broader expansion in crypto-related payment products. Gate cited more than 160 stablecoin-linked Visa card programs currently operating globally, with payment volume up nearly 200% year over year.

The figures point to growing interest in connecting digital assets with established payment networks, although adoption and availability remain dependent on local regulations and individual product terms.

Gate Money integrates crypto-linked card payments

The crypto-linked card also forms part of Gate’s wider Gate Money initiative, which brings several financial products into a single application.

Gate said eligible users can use Gate Money to manage digital assets and fiat currencies alongside stocks, ETFs, gold, bank accounts and payments. Users can also apply for a global bank account held in their own name, subject to eligibility and jurisdictional requirements.

The company said users can update the Gate app to version 8.39.0 to access Gate Money.

Founded in 2013, Gate said it now serves more than 61 million users globally. The company said its platform supports trading in more than 5,300 crypto assets and 12,800 stocks, alongside traditional financial products including metals, indices, foreign exchange and commodities.

The crypto-linked card adds another layer to that ecosystem by allowing assets held within Gate accounts to be used for purchases rather than simply traded or held.

Gate said its existing infrastructure and user base provide the foundation for expanding digital assets into everyday payment use cases.

Crypto-linked card adoption faces market restrictions

Despite the broader rollout, access to the crypto-linked card will not necessarily be uniform worldwide.

Gate said certain services may be restricted or prohibited in specific jurisdictions, while card services are not intended for use where they are prohibited by law. Users will therefore need to meet applicable eligibility requirements and confirm whether the product is available in their location.

The crypto-linked card also depends on the ability to convert supported digital assets into fiat currency when payments are processed. This provides a bridge between cryptocurrency holdings and conventional commerce without requiring merchants to directly accept cryptocurrency.

For Gate, the partnership with Visa is part of a broader strategy to make digital assets usable across more areas of financial life.

“As the service launches across more than 40 countries and territories, we aim to give users greater flexibility in how they use their assets and further expand the practical use of digital assets in global commerce.” — Dr. Han, Founder and CEO, Gate.

The crypto-linked card therefore positions cryptocurrency as a funding source within an established card-payment system rather than requiring merchants to directly process digital assets.

As Gate and Visa expand the product, the crypto-linked card could provide users with another route for connecting cryptocurrency holdings to everyday spending, subject to local regulations, supported assets and product eligibility.